Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$252,863	$252,863	$273,600
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$35,937	$0
Funding fee	$0	$0	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.950%	4.936%	7.640%
1st payment	$1,199.14	$1,199.14	$1,894.35
2nd payment	$0.00	$355.63	$0.00
Taxes / mo	$67.75	$67.75	$67.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$198.91	$198.91	$54.72
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,615.81	$1,971.43	$2,166.82
Cash to close	$51,137	$15,200	$30,400