Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$139,993	$139,993	$333,000
Remaining term (yrs)	18.5	18.5	30.0
Secondary amount	$0	$193,007	$0
Funding fee	$700	$700	$0
Note rate	3.670%	3.670%	7.400%
Blended rate	3.670%	6.180%	7.640%
1st payment	$866.91	$866.91	$2,305.62
2nd payment	$0.00	$1,286.71	$0.00
Taxes / mo	$93.75	$93.75	$93.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$66.60
HOA / mo	$94.00	$94.00	$94.00
Total monthly	$1,204.66	$2,491.38	$2,709.97
Cash to close	$230,007	$37,000	$37,000