Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$628,791$628,791$642,600
Remaining term (yrs)29.029.030.0
Secondary amount$0$49,509$0
Funding fee$3,144$3,144$0
Note rate6.500%6.500%7.400%
Blended rate6.500%6.892%7.640%
1st payment$4,015.41$4,015.41$4,449.23
2nd payment$0.00$489.94$0.00
Taxes / mo$153.33$153.33$153.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$128.52
HOA / mo$75.00$75.00$75.00
Total monthly$4,460.41$4,950.35$5,022.75
Cash to close$85,209$35,700$71,400