Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$222,784$222,784$481,491
Remaining term (yrs)29.029.030.0
Secondary amount$0$258,707$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.426%7.640%
1st payment$1,421.31$1,421.31$3,333.75
2nd payment$0.00$1,670.82$0.00
Taxes / mo$122.17$122.17$122.17
Insurance / mo$166.67$166.67$166.67
MI / mo$103.06$103.06$96.30
HOA / mo$84.00$84.00$84.00
Total monthly$1,897.21$3,568.03$3,802.88
Cash to close$312,206$53,499$53,499