Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$97,018	$97,018	$179,910
Remaining term (yrs)	20.0	20.0	30.0
Secondary amount	$0	$82,892	$0
Funding fee	$485	$485	$0
Note rate	3.440%	3.440%	7.400%
Blended rate	3.440%	6.002%	7.640%
1st payment	$558.06	$558.06	$1,245.66
2nd payment	$0.00	$621.69	$0.00
Taxes / mo	$28.67	$28.67	$28.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$35.98
HOA / mo	$293.00	$293.00	$293.00
Total monthly	$1,029.73	$1,651.42	$1,753.31
Cash to close	$102,882	$19,990	$19,990