Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$423,363	$409,500
Remaining term (yrs)	24.9	30.0
Secondary amount	$0	$0
Funding fee	$2,117	$0
Note rate	3.750%	7.400%
Blended rate	3.750%	7.640%
1st payment	$2,176.64	$2,835.30
2nd payment	$0.00	$0.00
Taxes / mo	$104.25	$104.25
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$81.90
HOA / mo	$71.00	$71.00
Total monthly	$2,518.56	$3,259.11
Cash to close	$31,637	$45,500