Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$419,220	$419,220	$423,000
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$27,280	$0
Funding fee	$0	$0	$0
Note rate	5.810%	5.810%	7.400%
Blended rate	6.660%	6.979%	7.640%
1st payment	$2,618.38	$2,618.38	$2,928.77
2nd payment	$0.00	$269.95	$0.00
Taxes / mo	$224.58	$224.58	$224.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$315.75	$315.75	$84.60
HOA / mo	$86.00	$86.00	$86.00
Total monthly	$3,411.39	$3,681.34	$3,490.62
Cash to close	$50,780	$23,500	$47,000