Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$216,251$216,251$240,300
Remaining term (yrs)25.825.830.0
Secondary amount$0$37,399$0
Funding fee$1,081$1,081$0
Note rate5.520%5.520%7.400%
Blended rate5.520%6.457%7.640%
1st payment$1,308.80$1,308.80$1,663.79
2nd payment$0.00$370.10$0.00
Taxes / mo$154.42$154.42$154.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$48.06
HOA / mo$95.00$95.00$95.00
Total monthly$1,708.22$2,078.32$2,111.27
Cash to close$50,749$13,350$26,700