Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$294,064$294,064$382,500
Remaining term (yrs)24.724.730.0
Secondary amount$0$88,436$0
Funding fee$1,470$1,470$0
Note rate2.960%2.960%7.400%
Blended rate2.960%4.356%7.640%
1st payment$1,394.67$1,394.67$2,648.35
2nd payment$0.00$663.27$0.00
Taxes / mo$75.17$75.17$75.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$133.33$133.33$133.33
Total monthly$1,753.17$2,416.44$3,083.35
Cash to close$130,936$42,500$42,500