Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$246,409	$246,409	$395,100
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$148,691	$0
Funding fee	$0	$0	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	4.300%	5.692%	7.640%
1st payment	$1,270.71	$1,270.71	$2,735.59
2nd payment	$0.00	$991.27	$0.00
Taxes / mo	$127.50	$127.50	$127.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$201.70	$201.70	$79.02
HOA / mo	$85.00	$85.00	$85.00
Total monthly	$1,834.90	$2,826.17	$3,177.11
Cash to close	$192,591	$43,900	$43,900