Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$238,059$238,059$395,910
Remaining term (yrs)9.99.930.0
Secondary amount$0$157,851$0
Funding fee$1,190$1,190$0
Note rate2.180%2.180%7.400%
Blended rate2.180%4.500%7.640%
1st payment$2,209.71$2,209.71$2,741.20
2nd payment$0.00$1,052.34$0.00
Taxes / mo$105.83$105.83$105.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.18
HOA / mo$0.00$0.00$0.00
Total monthly$2,465.54$3,517.88$3,076.22
Cash to close$201,841$43,990$43,990