Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$380,054	$380,054	$445,050
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$64,996	$0
Funding fee	$1,900	$1,900	$0
Note rate	6.340%	6.340%	7.400%
Blended rate	6.340%	6.728%	7.640%
1st payment	$2,461.47	$2,461.47	$3,081.44
2nd payment	$0.00	$487.47	$0.00
Taxes / mo	$143.25	$143.25	$143.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.01
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,771.38	$3,258.85	$3,480.36
Cash to close	$114,446	$49,450	$49,450