Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$71,381	$71,381	$141,300
Remaining term (yrs)	21.3	21.3	30.0
Secondary amount	$0	$69,919	$0
Funding fee	$357	$357	$0
Note rate	3.950%	3.950%	7.400%
Blended rate	3.950%	6.449%	7.640%
1st payment	$412.03	$412.03	$978.33
2nd payment	$0.00	$524.40	$0.00
Taxes / mo	$29.50	$29.50	$29.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$28.26
HOA / mo	$240.00	$240.00	$240.00
Total monthly	$831.53	$1,355.92	$1,426.09
Cash to close	$85,619	$15,700	$15,700