Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$240,001$240,001$350,100
Remaining term (yrs)24.824.830.0
Secondary amount$0$110,099$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%5.141%7.640%
1st payment$1,138.18$1,138.18$2,424.02
2nd payment$0.00$733.99$0.00
Taxes / mo$154.67$154.67$154.67
Insurance / mo$150.00$150.00$150.00
MI / mo$191.71$191.71$70.02
HOA / mo$84.00$84.00$84.00
Total monthly$1,718.56$2,452.55$2,882.71
Cash to close$148,999$38,900$38,900