Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$90,729	$90,729	$216,000
Remaining term (yrs)	10.6	10.6	30.0
Secondary amount	$0	$125,271	$0
Funding fee	$0	$0	$0
Note rate	3.300%	3.300%	7.400%
Blended rate	4.150%	6.383%	7.640%
1st payment	$836.39	$836.39	$1,495.54
2nd payment	$0.00	$835.14	$0.00
Taxes / mo	$47.08	$47.08	$47.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$103.99	$103.99	$43.20
HOA / mo	$279.00	$279.00	$279.00
Total monthly	$1,416.46	$2,251.60	$2,014.82
Cash to close	$149,271	$24,000	$24,000