Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$326,218$326,218$400,410
Remaining term (yrs)24.424.430.0
Secondary amount$0$74,192$0
Funding fee$0$0$0
Note rate2.740%2.740%7.400%
Blended rate3.590%4.592%7.640%
1st payment$1,524.60$1,524.60$2,772.36
2nd payment$0.00$556.44$0.00
Taxes / mo$185.25$185.25$185.25
Insurance / mo$150.00$150.00$150.00
MI / mo$264.87$264.87$80.08
HOA / mo$110.00$110.00$110.00
Total monthly$2,234.72$2,791.16$3,297.69
Cash to close$118,682$44,490$44,490