Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$521,695$521,695$585,000
Remaining term (yrs)26.026.030.0
Secondary amount$0$63,305$0
Funding fee$2,608$2,608$0
Note rate5.220%5.220%7.400%
Blended rate5.220%5.629%7.640%
1st payment$3,054.43$3,054.43$4,050.42
2nd payment$0.00$474.79$0.00
Taxes / mo$240.33$240.33$240.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.00
HOA / mo$51.67$51.67$51.67
Total monthly$3,513.10$3,987.88$4,626.09
Cash to close$128,305$65,000$65,000