Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$51,295	$51,295	$328,499
Remaining term (yrs)	12.5	12.5	30.0
Secondary amount	$0	$277,204	$0
Funding fee	$0	$0	$0
Note rate	4.910%	4.910%	7.400%
Blended rate	5.760%	7.439%	7.640%
1st payment	$453.89	$453.89	$2,274.46
2nd payment	$0.00	$1,790.27	$0.00
Taxes / mo	$112.33	$112.33	$112.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$60.51	$60.51	$65.70
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$826.73	$2,617.00	$2,652.49
Cash to close	$313,704	$36,500	$36,500