Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$197,408	$197,408	$287,100
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$89,692	$0
Funding fee	$0	$0	$0
Note rate	2.940%	2.940%	7.400%
Blended rate	3.790%	5.418%	7.640%
1st payment	$954.00	$954.00	$1,987.82
2nd payment	$0.00	$672.69	$0.00
Taxes / mo	$119.33	$119.33	$119.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$161.52	$161.52	$57.42
HOA / mo	$75.00	$75.00	$75.00
Total monthly	$1,459.86	$2,132.54	$2,389.58
Cash to close	$121,592	$31,900	$31,900