Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$190,527$190,527$341,820
Remaining term (yrs)24.424.430.0
Secondary amount$0$151,293$0
Funding fee$953$953$0
Note rate2.740%2.740%7.400%
Blended rate2.740%5.068%7.640%
1st payment$890.44$890.44$2,366.69
2nd payment$0.00$1,008.62$0.00
Taxes / mo$114.67$114.67$114.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$68.36
HOA / mo$0.00$0.00$0.00
Total monthly$1,155.10$2,163.72$2,699.72
Cash to close$189,273$37,980$37,980