Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$330,053	$330,053	$436,500
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$106,447	$0
Funding fee	$0	$0	$0
Note rate	2.870%	2.870%	7.400%
Blended rate	3.720%	4.764%	7.640%
1st payment	$1,542.92	$1,542.92	$3,022.24
2nd payment	$0.00	$709.65	$0.00
Taxes / mo	$289.25	$289.25	$289.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$263.59	$263.59	$87.30
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$2,362.43	$3,072.07	$3,665.45
Cash to close	$154,947	$48,500	$48,500