Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$354,283	$314,910
Remaining term (yrs)	26.5	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.540%	7.400%
Blended rate	7.090%	7.640%
1st payment	$2,342.26	$2,180.37
2nd payment	$0.00	$0.00
Taxes / mo	$216.75	$216.75
Insurance / mo	$150.00	$150.00
MI / mo	$169.14	$62.98
HOA / mo	$69.00	$69.00
Total monthly	$2,947.15	$2,679.11
Cash to close	$0	$34,990