Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$283,354$283,354$359,991
Remaining term (yrs)25.425.430.0
Secondary amount$0$76,637$0
Funding fee$0$0$0
Note rate3.450%3.450%7.400%
Blended rate4.300%5.301%7.640%
1st payment$1,393.53$1,393.53$2,492.50
2nd payment$0.00$574.78$0.00
Taxes / mo$216.25$216.25$216.25
Insurance / mo$150.00$150.00$150.00
MI / mo$221.19$221.19$72.00
HOA / mo$146.00$146.00$146.00
Total monthly$2,126.97$2,701.75$3,076.75
Cash to close$116,636$39,999$39,999