Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$336,266$336,266$373,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$37,234$0
Funding fee$0$0$0
Note rate3.070%3.070%7.400%
Blended rate3.920%4.426%7.640%
1st payment$1,592.83$1,592.83$2,586.04
2nd payment$0.00$279.25$0.00
Taxes / mo$268.42$268.42$268.42
Insurance / mo$150.00$150.00$150.00
MI / mo$265.23$265.23$74.70
HOA / mo$123.00$123.00$123.00
Total monthly$2,399.47$2,678.73$3,202.16
Cash to close$78,734$41,500$41,500