Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$141,706	$141,706	$269,910
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$128,204	$0
Funding fee	$0	$0	$0
Note rate	3.470%	3.470%	7.400%
Blended rate	4.320%	6.068%	7.640%
1st payment	$812.65	$812.65	$1,868.80
2nd payment	$0.00	$854.69	$0.00
Taxes / mo	$126.00	$126.00	$126.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$128.67	$128.67	$53.98
HOA / mo	$350.00	$350.00	$350.00
Total monthly	$1,567.31	$2,422.00	$2,548.78
Cash to close	$158,194	$29,990	$29,990