Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$459,647	$459,647	$464,399
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$30,552	$0
Funding fee	$0	$0	$0
Note rate	6.360%	6.360%	7.400%
Blended rate	6.910%	7.219%	7.640%
1st payment	$2,993.51	$2,993.51	$3,215.41
2nd payment	$0.00	$302.34	$0.00
Taxes / mo	$185.33	$185.33	$185.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$220.27	$220.27	$92.88
HOA / mo	$137.00	$137.00	$137.00
Total monthly	$3,702.78	$4,005.12	$3,797.29
Cash to close	$56,352	$25,800	$51,600