Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$168,901$168,901$427,500
Remaining term (yrs)22.822.830.0
Secondary amount$0$258,599$0
Funding fee$0$0$0
Note rate4.070%4.070%7.400%
Blended rate4.920%6.632%7.640%
1st payment$945.48$945.48$2,959.92
2nd payment$0.00$1,670.12$0.00
Taxes / mo$94.08$94.08$94.08
Insurance / mo$166.67$166.67$166.67
MI / mo$139.10$139.10$85.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,345.33$3,015.44$3,306.17
Cash to close$306,099$47,500$47,500