Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$218,716	$218,716	$359,910
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$141,194	$0
Funding fee	$1,094	$1,094	$0
Note rate	2.740%	2.740%	7.400%
Blended rate	2.740%	4.804%	7.640%
1st payment	$1,022.18	$1,022.18	$2,491.94
2nd payment	$0.00	$941.30	$0.00
Taxes / mo	$141.83	$141.83	$141.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.98
HOA / mo	$76.00	$76.00	$76.00
Total monthly	$1,390.01	$2,331.31	$2,931.76
Cash to close	$181,184	$39,990	$39,990