Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$204,925	$204,925	$220,950
Remaining term (yrs)	29.1	29.1	30.0
Secondary amount	$0	$28,300	$0
Funding fee	$0	$0	$0
Note rate	0.000%	0.000%	7.400%
Blended rate	0.550%	1.924%	7.640%
1st payment	$569.24	$569.24	$1,529.81
2nd payment	$0.00	$280.05	$0.00
Taxes / mo	$130.50	$130.50	$130.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$93.92	$93.92	$44.19
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$943.66	$1,223.71	$1,854.50
Cash to close	$40,575	$12,275	$24,550