Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$228,776	$225,000
Remaining term (yrs)	27.8	30.0
Secondary amount	$0	$0
Funding fee	$1,144	$0
Note rate	6.920%	7.400%
Blended rate	6.920%	7.640%
1st payment	$1,544.26	$1,557.85
2nd payment	$0.00	$0.00
Taxes / mo	$55.33	$55.33
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$45.00
HOA / mo	$255.00	$255.00
Total monthly	$2,004.59	$2,063.19
Cash to close	$21,224	$25,000