Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$199,538	$199,538	$450,000
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$250,462	$0
Funding fee	$998	$998	$0
Note rate	2.890%	2.890%	7.400%
Blended rate	2.890%	5.595%	7.640%
1st payment	$954.61	$954.61	$3,115.71
2nd payment	$0.00	$1,617.57	$0.00
Taxes / mo	$159.17	$159.17	$159.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$90.00
HOA / mo	$94.00	$94.00	$94.00
Total monthly	$1,374.44	$2,992.01	$3,625.54
Cash to close	$300,462	$50,000	$50,000