Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$535,164	$535,164	$539,910
Remaining term (yrs)	35.5	35.5	30.0
Secondary amount	$0	$34,741	$0
Funding fee	$2,676	$2,676	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	3.541%	7.640%
1st payment	$2,040.51	$2,040.51	$3,738.23
2nd payment	$0.00	$343.79	$0.00
Taxes / mo	$203.08	$203.08	$203.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.98
HOA / mo	$125.00	$125.00	$125.00
Total monthly	$2,535.26	$2,879.05	$4,340.96
Cash to close	$64,736	$29,995	$59,990