Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$151,122$151,122$247,500
Remaining term (yrs)23.623.630.0
Secondary amount$0$96,378$0
Funding fee$0$0$0
Note rate3.310%3.310%7.400%
Blended rate4.160%6.045%7.640%
1st payment$766.40$766.40$1,713.64
2nd payment$0.00$722.84$0.00
Taxes / mo$136.42$136.42$136.42
Insurance / mo$150.00$150.00$150.00
MI / mo$123.80$123.80$49.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,176.61$1,899.45$2,049.56
Cash to close$123,878$27,500$27,500