Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$182,360	$182,360	$197,820
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$26,450	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	4.832%	7.640%
1st payment	$864.89	$864.89	$1,369.67
2nd payment	$0.00	$261.74	$0.00
Taxes / mo	$70.75	$70.75	$70.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$146.06	$146.06	$39.56
HOA / mo	$354.00	$354.00	$354.00
Total monthly	$1,585.69	$1,847.44	$1,983.98
Cash to close	$37,440	$10,990	$21,980