Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$248,831	$248,831	$418,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$169,669	$0
Funding fee	$1,244	$1,244	$0
Note rate	3.230%	3.230%	7.400%
Blended rate	3.230%	5.164%	7.640%
1st payment	$1,248.59	$1,248.59	$2,897.61
2nd payment	$0.00	$1,131.13	$0.00
Taxes / mo	$191.67	$191.67	$191.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$83.70
HOA / mo	$60.00	$60.00	$60.00
Total monthly	$1,666.92	$2,798.05	$3,399.64
Cash to close	$216,169	$46,500	$46,500