Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$597,724$597,724$832,500
Remaining term (yrs)24.724.730.0
Secondary amount$0$234,776$0
Funding fee$2,989$2,989$0
Note rate2.750%2.750%7.400%
Blended rate2.750%4.160%7.640%
1st payment$2,770.24$2,770.24$5,764.06
2nd payment$0.00$1,516.26$0.00
Taxes / mo$173.08$173.08$173.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$166.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,159.99$4,676.25$6,320.31
Cash to close$327,276$92,500$92,500