Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$430,648	$430,648	$450,000
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$44,352	$0
Funding fee	$0	$0	$0
Note rate	6.340%	6.340%	7.400%
Blended rate	6.890%	7.355%	7.640%
1st payment	$2,789.15	$2,789.15	$3,115.71
2nd payment	$0.00	$438.90	$0.00
Taxes / mo	$68.08	$68.08	$68.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$205.66	$205.66	$90.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,229.56	$3,668.46	$3,440.46
Cash to close	$69,352	$25,000	$50,000