Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$391,350$391,350$567,000
Remaining term (yrs)23.823.830.0
Secondary amount$0$175,650$0
Funding fee$1,957$1,957$0
Note rate3.160%3.160%7.400%
Blended rate3.160%4.659%7.640%
1st payment$1,944.88$1,944.88$3,925.79
2nd payment$0.00$1,171.00$0.00
Taxes / mo$519.92$519.92$519.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$113.40
HOA / mo$0.00$0.00$0.00
Total monthly$2,631.46$3,802.46$4,725.78
Cash to close$238,650$63,000$63,000