Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$434,338$404,100
Remaining term (yrs)26.130.0
Secondary amount$0$0
Funding fee$2,172$0
Note rate6.900%7.400%
Blended rate6.900%7.640%
1st payment$2,988.44$2,797.91
2nd payment$0.00$0.00
Taxes / mo$216.92$216.92
Insurance / mo$150.00$150.00
MI / mo$0.00$80.82
HOA / mo$68.00$68.00
Total monthly$3,423.36$3,313.64
Cash to close$14,662$44,900