Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$515,087	$515,087	$683,999
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$168,912	$0
Funding fee	$2,575	$2,575	$0
Note rate	2.880%	2.880%	7.400%
Blended rate	2.880%	4.144%	7.640%
1st payment	$2,394.28	$2,394.28	$4,735.87
2nd payment	$0.00	$1,126.08	$0.00
Taxes / mo	$251.83	$251.83	$251.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$136.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,862.78	$3,988.86	$5,341.17
Cash to close	$244,912	$76,000	$76,000