Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$196,120$196,120$239,399
Remaining term (yrs)25.025.030.0
Secondary amount$0$43,279$0
Funding fee$981$981$0
Note rate2.900%2.900%7.400%
Blended rate2.900%4.003%7.640%
1st payment$915.71$915.71$1,657.55
2nd payment$0.00$324.59$0.00
Taxes / mo$69.42$69.42$69.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$47.88
HOA / mo$0.00$0.00$0.00
Total monthly$1,135.12$1,459.72$1,924.85
Cash to close$69,879$26,600$26,600