Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$499,061$499,061$506,700
Remaining term (yrs)26.626.630.0
Secondary amount$0$35,789$0
Funding fee$2,495$2,495$0
Note rate6.340%6.340%7.400%
Blended rate6.340%6.710%7.640%
1st payment$3,232.23$3,232.23$3,508.29
2nd payment$0.00$354.16$0.00
Taxes / mo$116.58$116.58$116.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$101.34
HOA / mo$30.00$30.00$30.00
Total monthly$3,545.48$3,899.64$3,922.88
Cash to close$63,939$28,150$56,300