Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$150,509$150,509$238,491
Remaining term (yrs)23.923.930.0
Secondary amount$0$87,982$0
Funding fee$753$753$0
Note rate3.160%3.160%7.400%
Blended rate3.160%5.314%7.640%
1st payment$746.24$746.24$1,651.26
2nd payment$0.00$659.87$0.00
Taxes / mo$72.58$72.58$72.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$47.70
HOA / mo$440.00$440.00$440.00
Total monthly$1,408.82$2,068.69$2,361.55
Cash to close$114,481$26,499$26,499