Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$381,878	$382,499
Remaining term (yrs)	28.0	30.0
Secondary amount	$0	$0
Funding fee	$1,909	$0
Note rate	6.500%	7.400%
Blended rate	6.500%	7.640%
1st payment	$2,468.23	$2,648.35
2nd payment	$0.00	$0.00
Taxes / mo	$168.00	$168.00
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$76.50
HOA / mo	$92.00	$92.00
Total monthly	$2,878.23	$3,134.85
Cash to close	$43,121	$42,500