Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$313,803	$313,803	$332,091
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$36,737	$0
Funding fee	$0	$0	$0
Note rate	3.040%	3.040%	7.400%
Blended rate	3.890%	4.727%	7.640%
1st payment	$1,525.55	$1,525.55	$2,299.33
2nd payment	$0.00	$363.55	$0.00
Taxes / mo	$149.42	$149.42	$149.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$255.00	$255.00	$66.42
HOA / mo	$91.00	$91.00	$91.00
Total monthly	$2,170.97	$2,534.51	$2,756.17
Cash to close	$55,187	$18,450	$36,899