Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$201,898	$201,898	$359,100
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$157,202	$0
Funding fee	$0	$0	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	3.620%	5.537%	7.640%
1st payment	$951.20	$951.20	$2,486.34
2nd payment	$0.00	$1,048.02	$0.00
Taxes / mo	$146.75	$146.75	$146.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$164.61	$164.61	$71.82
HOA / mo	$254.00	$254.00	$254.00
Total monthly	$1,666.57	$2,714.58	$3,108.91
Cash to close	$197,102	$39,900	$39,900