Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$411,415$411,415$832,399
Remaining term (yrs)24.424.430.0
Secondary amount$0$420,984$0
Funding fee$2,057$2,057$0
Note rate2.740%2.740%7.400%
Blended rate2.740%5.274%7.640%
1st payment$1,922.77$1,922.77$5,763.36
2nd payment$0.00$2,718.86$0.00
Taxes / mo$223.58$223.58$223.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$166.48
HOA / mo$50.00$50.00$50.00
Total monthly$2,413.02$5,131.88$6,420.09
Cash to close$513,473$92,489$92,489