Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$211,166$211,166$274,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$63,334$0
Funding fee$0$0$0
Note rate2.810%2.810%7.400%
Blended rate3.660%4.892%7.640%
1st payment$992.11$992.11$1,900.58
2nd payment$0.00$475.00$0.00
Taxes / mo$69.67$69.67$69.67
Insurance / mo$150.00$150.00$150.00
MI / mo$170.81$170.81$54.90
HOA / mo$330.00$330.00$330.00
Total monthly$1,712.58$2,187.58$2,505.15
Cash to close$93,834$30,500$30,500