Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$332,220	$332,220	$1,615,500
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$1,283,280	$0
Funding fee	$1,661	$1,661	$0
Note rate	2.890%	2.890%	7.400%
Blended rate	2.890%	6.751%	7.640%
1st payment	$1,593.15	$1,593.15	$11,185.40
2nd payment	$0.00	$8,287.85	$0.00
Taxes / mo	$549.83	$549.83	$549.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$323.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,359.65	$10,647.50	$12,275.00
Cash to close	$1,462,780	$179,500	$179,500