Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$116,820	$116,820	$506,700
Remaining term (yrs)	19.3	19.3	30.0
Secondary amount	$0	$389,880	$0
Funding fee	$0	$0	$0
Note rate	3.960%	3.960%	7.400%
Blended rate	4.810%	7.072%	7.640%
1st payment	$719.38	$719.38	$3,508.29
2nd payment	$0.00	$2,517.97	$0.00
Taxes / mo	$112.25	$112.25	$112.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$107.25	$107.25	$101.34
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,105.54	$3,623.52	$3,888.55
Cash to close	$446,180	$56,300	$56,300